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Discover® Motiva Card
Discover® Card
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Card Highlights:
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
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Available Rewards:
 Miles
Cash
Points
Charity
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About:
- 3.99% Intro APR.
- No Annual Fee.
- 5% to 20% Cashback Bonus.
- Earn up to 1% Cashback Bonus on all other purchases.
- Double Cashback Bonus on grocery store purchases in November and December.
- Get a $20 Discover Gift Card just for shopping with your Discover Card.**
- Pay-On-Time Bonus® equal to a full month′s interest added to your Cashback Bonus account.
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone.
- Automatic email reminders when a Payment Due Date is nearing or when a payment has been made.
- Unlimited cash rewards.
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Credit Card Rates
Cash Advances:
Balance Transfers:
Purchases:
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Introductory APR:
3.99%
Introductory Period:
6 months
Ongoing APR:
10.99%±
Default APR:
28.99%
Minimum Grace Period:
25 days
Minimum Finance
Charge:
$0.50
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Introductory APR:
3.99%
Introductory Period:
12 months
Ongoing APR:
10.99%±
Default APR:
28.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
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Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
23.99%
Default APR:
28.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
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Credit Card Transaction Fees
Foreign Exchange Fees:
Cash Advance Fees:
Balance Transfer Fees:
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Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a
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Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
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Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
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Credit Card Other Fees
Penalty Fees:
Maintenance Fees:
Initial Fees:
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Setup Fee:
$0
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Annual Fee:
$0
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Late Payment Fee:
$19
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± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.