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MERRILL+® Visa® Credit Card
Merrill Lynch
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Card Highlights:
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
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Available Rewards:
 Miles
Cash
Points
Charity
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About:
Card issued by FIA Card Services, NA.
- 1.9% APR for 12 billing cycles and is applied to balance transfers.
- No annual fee and a low competitive 9.99% APR.
- Earn 1 point for every $1 spent on net retail purchases and redeem them for a wide variety of merchandise, gift cards and travel experiences.
- There`s no limit to the number of points you can earn.
- Anytime, Anywhere, Any Airline - air rewards starting at 25,000 points, with no blackout dates.
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Credit Card Rates
Cash Advances:
Balance Transfers:
Purchases:
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Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
9.99%
Default APR:
n/a
Minimum Grace Period:
25 Days
Minimum Finance
Charge:
see terms
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Introductory APR:
1.9%
Introductory Period:
12
billing cycles
Ongoing APR:
9.99%
Default APR:
n/a
Minimum Grace Period:
n/a
Minimum Finance
Charge:
see terms
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Introductory APR:
1.9%
Introductory Period:
12
billing cycles
Ongoing APR:
9.99%
Default APR:
n/a
Minimum Grace Period:
n/a
Minimum Finance
Charge:
see terms
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Credit Card Transaction Fees
Foreign Exchange Fees:
Cash Advance Fees:
Balance Transfer Fees:
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Minimum:
$10
Fee Rate:
3%
Maximum:
$75
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Minimum:
$10
Fee Rate:
3%
Maximum:
$75
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Minimum:
n/a
Fee Rate:
2%
Maximum:
n/a
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Credit Card Other Fees
Penalty Fees:
Maintenance Fees:
Initial Fees:
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Setup Fee:
$0
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Annual Fee:
$0
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Late Payment Fee:
$15
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