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Starwood Preferred Guest® Card
American Express
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Card Highlights:
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
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Available Rewards:
 Miles
Cash
Points
Charity
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About:
- 2.9% Intro APR for 6 months.
- Earn 10,000 Starpoints with your first purchase.
- Earn 15,000 bonus Starpoints when you spend $15,000 in 6 months.
- Earn 1 Starpoint for every dollar of eligible spending.
- Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines.
- First year fee-free and only $45 thereafter.
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Credit Card Rates
Cash Advances:
Balance Transfers:
Purchases:
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Introductory APR:
2.9%
Introductory Period:
6 months
Ongoing APR:
14.49%
Default APR:
see terms
Minimum Grace Period:
20 days
Minimum Finance
Charge:
$0.50
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Introductory APR:
2.9%
Introductory Period:
6 months
Ongoing APR:
14.49%
Default APR:
see terms
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
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Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
see terms
Default APR:
see terms
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
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Credit Card Transaction Fees
Foreign Exchange Fees:
Cash Advance Fees:
Balance Transfer Fees:
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Minimum:
$017
Fee Rate:
n/a
Maximum:
n/a
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Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
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Minimum:
see terms
Fee Rate:
see terms
Maximum:
see terms
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Credit Card Other Fees
Penalty Fees:
Maintenance Fees:
Initial Fees:
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Setup Fee:
$0
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Annual Fee:
$071
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Late Payment Fee:
see terms
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71 First year fee-free, then $45.